How to Transfer Money Overseas With ANZ

When it comes to sending money internationally, you have plenty of choices. One way to exchange your money and transfer it overseas is through the Australia and New Zealand Banking Group, or ANZ. Here’s our simple guide on exactly how to do a money transfer with ANZ.

By the end of this article you should have a much better idea of how to make an international money transfer with ANZ.

How to make an international money transfer with ANZ

There are a couple of ways to make an international transfer through ANZ Bank:

Online: through online banking service via ANZ's website

1. Log into ANZ’s online banking portal here.
2. Go to the “Payments” menu.
3. Look for “International Services”Choose to "Transfer funds overseas"
4. Select which account or card that will fund (pay for) the transfer
5. Input all of the relevant details for the recipient and their bank.

You’re done!

By Phone: ANZ call centre
You can use your ANZ Account to arrange international money transfers over the phone.

1. Call ANZ Bank on 1800 352 535 in Australia (Monday to Friday 8.00am to 7.30pm AEST).
2. Give the customer service agent your details and security information.
3. Give all the relevant details for the recipient and their bank.
4. Fund your transfer with your bank account or ANZ credit card.

You’re done!

View currency exchange rates for ANZ Bank

Daily rates for transferring funds internationally through ANZ Bank are available through their currency converter.

The currency exchange rate you will get changes from moment to moment.

However, with ANZ you will get the up-to-date, dynamic rate when you are booking your transfer through online banking or over the phone.

1. Call ANZ Bank on 1800 352 535 in Australia (Monday to Friday 8.00am to 7.30pm AEST).
2. Give the customer service agent your details and security information.
3. Give all the relevant details for the recipient and their bank.
4. Fund your transfer with your bank account or ANZ credit card.

You’re done!

ANZ fees for transferring money overseas

For ANZ customers sending foreign currency overseas through internet banking, it will cost $9 for transactions under AUD$10,000.

For transfers over AUD$10,000, ANZ doesn't charge a fee. However, they charge additional fees for international money transfers that can depend on 4 things:

1. How you transfer: Online, over the phone or in branch
2. How much you transfer: Transfers over $10,000 Australian dollars are cheaper and often fee free
3. Where you are transferring the money to: International payments to Fiji, Samoa, Vanuatu, Kiribati, Tonga, Solomon Islands, Cook Islands, Timor Leste, French Polynesia, Guam, New Caledonia and Papua New Guinea attract lower fees
4. What currency you are sending: Transfers in Australian dollars (AUD) have higher fees

For more information, go to the fee section of this page.

What you need to send money through ANZ to a foreign bank account

Have an ANZ bank account

You need to be a customer of ANZ to use their services. You can apply for an ANZ bank account online or visit a local branch.

Register to send money overseas

To transfer money internationally with ANZ Bank, you need to register for the “Send Money Overseas” service and for their OnlineCode, a “two-factor authentication” system that provides additional security for online banking.

1. To register for the Send Money Overseas service you can call ANZ Bank on 0800 368 524 (personal customers), or 0800 269 249 (business/agri customers) or +64 4 470 3142 (overseas customers).
2. Here’s how to register for OnlineCode.