Australia Post Load&Go Prepaid Travel Card Review
Learn about the Australia Post Load&Go Travel Card in this review to help you decide whether this is the card for you.
- Multicurrency Visa Pre-paid Card
- Load up to 5 currencies
- Lock in the value of currency before you travel
- Free to purchase and reload
- Transfer your funds between 5 different currencies while you travel
- Use anywhere Visa cards are accepted
Pros and cons of using Auspost Load&Go Travel Card
- No purchase or reload fee
- Withdraw cash at any Visa supported ATM
- Withdraw cash at any Visa supported ATM
- Withdraw cash at any Visa supported ATM
- Reloading funds can take up to 2 days
- No option to change PIN
- 3% currency conversion fee
- $100 minimum initial load
Benefits of the Auspost Load&Go Travel Card
Security
- Access to lost/stolen card protection after registration
- Get PIN, access code and memorable word to purchase card and services
- Request emergency assistance through the Emergency Cash Transfer
Convenience
- Reload via internet banking, or in-store at any Post Office in Australia using cash or EFTPOS with immediate access, or via postbillpay.com.au
- Amounts held in each currency are recorded separately in what is referred to as ‘wallets’
- Contactless under $100
- SMS to activate your card, obtain PIN, review card balance, transaction history (previous 3 transactions), lock and unlock your card
Savings
- Exchange rates based on Post Office live rates the date of loading or reloading funds
Manage Your Money
- Manage and prioritise your currencies in separate ‘wallets’ via the Load&Go Travel Website
- You card will automatically withdraw funds from other currency ‘wallets’ if you have insufficient funds in the currency you are using
- Transfer funds easily between your 5 currency ‘wallets’ on your card
- Check balance and transaction history online, or via SMS or phone
- Use your Travel card online, over the phone, in store or at ATMs without registration
Currencies and Countries
Currencies Supported
- Australian dollars (AUD)
- US dollars (USD)
- Euro (EUR)
- Great British pounds (GBP)
- New Zealand Dollars (NZD)
The ANZ Travel Card can be used in all countries except sanctioned countries including Cuba, Iran, Syria, Sudan, North Korea or Burma (Myanmar).
Load Amounts
- Minimum Load $100
- Maximum Load $10,000
Important: Reloads via BPAY or Post Billpay are based on exchange rate used on the day ANZ receives cleared funds.
Transaction Limits
- ATM Withdrawal Limit (24 hours) : AUD 2,500
- POS Transaction Limit (24 hours): Unlimited
Fees
All prices are in AUD
| Card Purchase | Replacement Card | Initial Load & Reload |
|---|---|---|
| Free | $15 | Free |
| Foreign Currency Conversion* | Inactivity Fee | Card Termination |
| 3% of transaction value | Nil | $15 |
* Foreign currency conversion is charged when you spend in a currency that is not loaded in the card
| ATM Withdrawal Fees |
|---|
| AUD 2.00 (or currency equivalent) |
Case Study
Ben is from the USA and has been living in Australia for the past 2 months. Before Christmas, he plans to fly to London to spend time with his family over the holidays. On the way back, he is stopping in New Zealand to see friends.
As Ben hasn’t set up a bank account in Australia yet, and is cautious to buy currency in cash and keep it safe on his travels, the Australia Post Load&Go Travel Card was perfect for him. Ben could transfer his AUD into the currencies he needed, with no purchase or reload fees. His Travel Card also sorted his money into wallets too, helping him keep track of his spending.
Ben can’t wait for Christmas now, and as he has a convenient and secure way to manage all of his currencies on one prepaid card, he might even do some last minute shopping abroad!
How To Apply for the Australia Post Load&GO Travel Card
Pick up a Load&Go Travel card at your nearest participating Post Office
- Provide 2 forms of acceptable identification
- Make an initial load amount of A$100 minimum (up to A$10,000 maximum)
- Register your Load&Go card online
