Bendigo Bank Prepaid Cash Passport Review
Learn about the Bendigo Bank Prepaid Cash Passport in this review to help you decide whether this is the card for you.
- Reloadable Prepaid Cash Passport
- Load up to 10 currencies
- No charge of POS transactions
- Lock in exchange rate
- 24/7 global assist service
Pros and cons of using Bendigo Bank Prepaid Cash Passport
- No purchase or replacement fee
- No foreign currency conversion fee
- Free reloads
- Cash Passport App
- You need to be a Bendigo Account holder
- $10 cash out fee
- 1% reload fee via BPAY
Benefits of the Bendigo Bank Prepaid Cash Passport
Security
- Chip and PIN protected
- Automatic SMS alerts relating to your Cash Passport or card activity
Convenience
- Access your money worldwide where there is a Mastercard symbol
- Use in-store, over the counter, or online with overseas retailers
- Contactless under $100AUD
- Load both foreign currencies and AUD to your card
Savings
- When you load or reload your card, you lock in the exchange rates of that day
- No charge for international transaction fee when you pay in a currency you have loaded
- Enjoy exclusive offers and benefits from being a Cash Passport holder
Manage Your Money
- View available balance and transaction history online via ‘My Account’ as well as reload and transfer funds between currencies
- Cash out your remaining balance on your return, direct to your nominated bank account
- Transfer between different currencies on your card
Currencies and Countries
Currencies Supported
- Australian dollars (AUD)
- US dollars (USD)
- Euro (EUR)
- Great British pounds (GBP)
- New Zealand dollars (NZD)
- Hong Kong dollars (HKD)
- Canadian dollars (CAD)
- Singapore dollars (SGD)
- Thai baht (THB)
- Japanese yen (JPY)
Load Amounts
- Minimum Load $100
- Maximum Load $100,000
Transaction Limits
- ATM Withdrawal Limit (24 hours) : AUD 3,000 (or currency equivalent)
- POS Transaction Limit (24 hours): AUD 15,000 (or currency equivalent)
*Free transaction fee on POS unless in a currency not supported
Fees
All prices are in AUD
| Card Purchase | Initial Load | Reload Funds |
|---|---|---|
| Free | Free* | Free (online and Bank Transfer) 1% via BPAY |
| Foreign Currency Conversion* | Inactivity Fee | Cash Out |
|---|---|---|
| Free** | Nil | $10 |
| Negative Balance | Replacement Card |
|---|---|
| Free | Free |
*Foreign currency conversion is charged when you spend in a currency that is not loaded or
**The spend rate will apply to foreign exchange transactions in accordance with the Terms and Conditions
| International Card to Card Fees* | Number of Loads |
|---|---|
| AUD 5.00 CAD 5.00 GBP 3.00 NZD 5.00 SGD 5.00 |
USD 4.00 EUR 3.50 HKD 30.00 JPY 375 THB 115 |
*When you transfer funds to a New Zealand Cash Passport using international card-to-card functionality
Maximum amount you can transfer to a New Zealand Cash Passport in any 24-hour period – $20,000AUD
| ATM Withdrawal Fees* |
|---|
| AUD 3.50
GBP 2.00 NZD 3.50 HKD 17.00 THB 80.00
|
USD 2.50
EUR 2.20 CAD 3.00 SGD 3.50 JPY 220 |
Domestic ATM fee of 2.95% when withdraw cash out in Australia
*All balance enquiry fees are free for all currencies
**For international ATM withdrawals in countries not mentioned above or insufficient funds in the relevant Currency to cover the whole transaction
Case Study
Nicola has banked with Bendigo for over five years. She is Australian but visits Rome once a year to see her best friend who emigrated there four years ago.
Nicola had heard of the benefits you could get through being a Cash Passport holder from her friends, but didn’t realise that her bank offered the Bendigo Cash Passport exclusively to existing customers. When withdrawing money one day, she decided to enquire.
She wanted an easy and secure way of managing her money while she was in Rome, and found that through getting a prepaid travel card through her bank, she could easily transfer her AUD funds into EUR on her card – perfect for when they wanted to have a few cocktails by the Coliseum!
Nicola didn’t have to worry about the safety of her cash either – she knew it was secure. She could easily view her balance and transaction history online too, keeping her worry-free while she was abroad.
Online Tools
Save time and let our online tools crunch the numbers for you.
Currency converter
Burning to know what the exchange rate is? Check today’s exchange rate on any amount.
Travel money comparison tool
Heading overseas? Find the best rates for exchanging currency online or find a store near you.
Knowledge centre
Learn the ins and outs of currency
Money transfer comparison tool
Finding the best deal can be nightmare. We bring together all your options by highlighting the fees and rates.
